Demo mode — The Johnson Family  ·  Sign in with your own account → ×

A letter for your people

The Johnson Family

The one page your family would reach for if they ever had to step in — every place the money lives, and how to get into each.

Everything looks steady right now.

14.2 months of runway in the bank, and net worth is up 3.1% over the last 90 days. Nothing needs you today.

$341,180 net worth | 14.2 mo liquid runway | +3.1% vs 90 days ago | 74% retirement readiness

And the rest, in case the day comes

You can get into 2 of 3 places where the money lives.

Two of your three institutions have a documented way in. One still needs a note on how someone would get to it.

2 of 3 have a way in | 4 of 6 documents in the vault | 3 people can help

Where the money lives

First National Bank ✓ Ready

2 checking · 2 savings · 1 credit card

Way in: mark.johnson@email.com · password in 1Password · call 1-800-555-0100 if locked out

Vanguard ✓ Ready

401(k) · Roth IRA · brokerage

Way in: mark.johnson@email.com · password in 1Password · beneficiary forms in the vault

Community Credit Union ◐ Partly ready

Mortgage · vehicle loan · HSA

Login noted, but no password pointer yet —

Preview the view your family sees

See exactly what your executor would find if something happened — read-only.

Manage accounts

Every account, grouped by where you'd sign in — set what's here, the way in, and balance alerts, one or many at a time.

The Johnson Family

$676,600

Total assets across 12 accounts at 3 institutions

Liquid

$64,900 14.2 months runway

Near-liquid

$124,500 investments

Illiquid

$487,200 real estate + retirement

Total debts

$335,420 net worth $341,180

First National Bank

Live sync

Everyday spending

checking ****4821

$12,450

›

Emergency fund

savings ****2103

$38,200

›

Joint expenses

checking ****7745

$4,830

›

High-yield savings

savings ****9912

$14,250

›

Visa rewards card

⚠ Payment due in 3 days

-$5,020

›

Community Credit Union

Live sync

Vehicle loan

loan ****3388

$18,400

›

Home mortgage

mortgage ****0042

$312,000

›

HSA

health savings ****6690

$8,170

›

Vanguard

Live sync

401(k)

retirement ****1147

$312,800

›

Roth IRA

IRA ****8833

$87,600

›

Taxable brokerage

brokerage ****2291

$36,900

›

Primary residence

real estate — manual

$485,000

›
← Letter

Preview. This is exactly what your executor, James Johnson, would see if something happened — read-only, with the way into each place. Nothing here can move money or make changes.

If something happens

The Johnson Family — where the money lives and how to get in

As of May 2026

Banking — First National Bank

First National Bank fnb.com ↗
Login mark.johnson@email.com
Access notes Call 1-800-555-0100 if online access is locked. Branch at 412 Oak St, Springfield. Ask for Sarah Chen, our personal banker.

Investments & Retirement — Vanguard

Vanguard vanguard.com ↗
Login mark.johnson@email.com
Access notes Call 1-800-662-7447 for account access. Beneficiary designations are in the Documents folder in the shared drive.

Loans — Community Credit Union

Community Credit Union commccu.org ↗
Login mark.johnson@email.com
Access notes Autopay is set up for both the mortgage and car loan. Do not cancel autopay — call the loan department at 555-0199 first.

Key contacts

Linda Johnson linda.johnson@email.com
Spouse / co-owner
James Johnson james.j@email.com
Adult child
Robert Klein, CPA rklein@kleinaccounting.com
Advisor

Generated by FamTrust  ·  famtrust.life  ·  Read-only. FamTrust cannot move money or make changes to any account.

Family access

Members

Mark Johnson

mark.johnson@email.com

Owner

Linda Johnson

linda.johnson@email.com

Spouse / co-owner

James Johnson

james.j@email.com

Adult child Balances: on

robert@kleinaccounting.com

Advisor pending

Invite a family member

They see account names and types by default. You can choose to show them balances too. They cannot see credentials.

Active — 1 alert

Visa rewards card — payment due in 3 days ($5,020 balance, no payment detected)

Credit card due-date rule · triggered today

Alert rules

13 rule types — fires when conditions are met and notifies by email.

Credit card due-date

3 days before due, if no payment detected

Large transaction

Fires when a transaction exceeds $500

Low balance

Checking below $2,000

Monthly burn rate up

Burn rate increased more than 20% vs prior month

Net worth drop

Net worth down more than 5% in 30 days